Merger and acquisition activity is expected to rise as more lenders attempt to reach economies of scale.

Delayed financing offers a way for all-cash homebuyers to quickly tap the equity in their home.

Purchase-mortgage lending in the coming years will be helped by an expected increase in the supply of homes for sale, according to projections by the MBA.

Servicers are anticipating improvements in their recapture rates following the signing of the Homebuyers Privacy Protection Act.

Mortgage leaders at this year's MBA annual event in Las Vegas said that creating more scale is one solution to turn a profit in a more costly mortgage production environment.

Mortgage leaders expect some form of government guarantee to stick around even if the GSEs exit conservatorship.

The risk of growing budget deficits and elevated inflation expectations will keep longer term rates from falling further, MBA believes.

The acquisition of Crescent Bank’s auto lending division brings servicing expertise to Arra Finance.

Low debt-to-income ratio levels and pool diversification should protect residential MBS investors from losses due to rising premiums for property insurance, according to Moody’s Ratings.

Fifth Third believes mortgages are key to establishing long-term customer relationships that include multiple financial services.