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Inside Mortgage Finance

June 18, 2026

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GSE Servicing Share Falling to Pre-Pandemic Levels

Ginnie Mae and whole loans have gained servicing share in recent years to the detriment of Fannie Mae and Freddie Mac. (Includes two data tables.) Read More

Congress Set to Pass Wide-Ranging Housing Bill

Leaders in the Senate and House reached an agreement this week on the 21st Century ROAD to Housing Act. Read More

Despite DNI Gig, Pulte Still Making Plans for FHFA

The FHFA director told homebuilders that Fannie Mae and Freddie Mac probably won’t play a big role in construction finance, but the Federal Home Loan Banks may expand their participation in the sector. Read More

Lenders Comfortable With Non-QM Performance

Delinquencies on non-qualified mortgages have increased, but lenders say the performance of the loans should hold up in the long run. Read More

Merchants, Northpointe Increase Warehouse Share

Merchants Bank and Northpointe Bank are putting an increased emphasis on warehouse lending. (Includes one data table.) Read More

Capital Proposal Could Hit Warehouse Lending

The March re-proposal of bank capital requirements could lead to harsher treatment of warehouse lending. On the flipside, the proposal includes incentives for larger nonbanks to seek bank charters. Read More

Brokers Step Up Push for Portable Credit Scores

The Broker Action Coalition says that if the borrower pays for a credit report, they should own it, a concept it believes could significantly reduce closing costs. Read More

Radian Takes Calculated Risks in Private MI Market

Radian’s strategy to maximize value from its policies has led it to focus on lower-income first-time homebuyers and balance the higher risk with strong fundamentals like promising home price appreciation. Read More

Emails Show Two Harbors, UWM Leaders’ Frustration

The leaders of UWM and Two Harbors met to discuss an offer to beat CrossCountry Mortgage’s final bid but were unable to reach an agreement or build much trust. Read More

Ishbia Ordered to Face Deposition in Broker Lawsuit

A Michigan court held United Wholesale Mortgage in civil contempt and ordered the company to present its CEO for a deposition as part of an ongoing lawsuit regarding the company’s “all-in” initiative. Read More

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