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Inside Mortgage Finance

March 26, 2026

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Home Equity Loan Originations Decline in Fourth Quarter

Even with a 9.0% decline during the fourth quarter, production of home equity loans in 2025 was up 25.1% on an annual basis. Both depositories and nonbanks had a hand in boosting production. (Includes three data tables.) Read More

Revamped Basel Proposal Not Attractive Enough for Banks

New guidelines would eliminate the threshold-based deduction for mortgage servicing rights and apply a 250% risk weight to the assets. Read More

State Regulators Not Ready to Reform Nonbank Supervision

State regulators are still in the early stages of considering changes to how the largest nonbank mortgage companies are supervised. Read More

Concerns Emerge for GSEs’ New Condo Rules

Stakeholders believe that while the new rules will reduce insurance costs, they will raise other costs, including for condo dwellers who don’t plan to buy, sell or refinance. Read More

Immigration Enforcement Deters Latino Homebuyers

Latinos continue to lead homeownership gains, but the Trump administration’s immigration crackdown has put a damper on demand, according to the National Association of Hispanic Real Estate Professionals. Read More

UWM Faces Competing Bids to Acquire Two Harbors

CrossCountry Mortgage has swooped in with a superior bid, prompting United Wholesale Mortgage to revise its bid for Two Harbors. Read More

State AGs Sue to Block HUD Fair Housing Act Guidance

The attorneys general said the guidance threatens to cut complaint referrals and funding to state and local fair housing agencies that provide protections that go beyond the federal Fair Housing Act. Read More

Palantir, Moder Developing AI Platform for Freedom Mortgage

The platform will translate mortgage guidelines and operational policies into configurable, testable and auditable rules. Read More

Grapevine: Flagstar Back in Warehouse Lending; FICO Probe

Flagstar offering warehouse loans through partnership; senator investigating FICO; Waters wants conference committee for housing bill. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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