Carrington Mortgage and Rate launched new tools to reach borrowers with limited English proficiency.

$YLDS availability on the Solana blockchain will allow investors in home loans to access credit in smaller, more fungible pieces, instead of waiting for securitizations or buying whole-loan pools.

Insurers have diversified their investments with an increase in holdings of alternative assets, including private equity and real estate.

Figure recently launched a stablecoin that will be minted natively on the Solana blockchain, giving investors another way to invest in the company’s assets.

The lock-in effect is expected to thaw and boost originations, but first-time homebuyers still look to be priced out of the market next year.

Loan officers expect a decline in mortgage rates to push more buyers off the sidelines in 2026.

Thom Malone, principal economist at Cotality, said in a report that investors are waiting until a home has been sitting on the market so they can negotiate a lower price.

More than half of Millennials would consider a 50-year mortgage.

Issuers of consumer loan ABS are increasingly using VantageScore 4.0 because it detects potential delinquencies better than Classic FICO, according to officials at VantageScore.

The special servicing rate for office and mixed-use property loans held in commercial MBS saw the largest monthly deterioration.