Bob Broeksmit, president and CEO of the Mortgage Bankers Association, said the rise in credit report pricing shows that the MBA is right to push for the end of the tri-merge credit reporting structure.

A new program from BofA would add two years of forbearance for borrowers impacted by January wildfires in LA.

Carrington Mortgage and Rate launched new tools to reach borrowers with limited English proficiency.

$YLDS availability on the Solana blockchain will allow investors in home loans to access credit in smaller, more fungible pieces, instead of waiting for securitizations or buying whole-loan pools.

Insurers have diversified their investments with an increase in holdings of alternative assets, including private equity and real estate.

Figure recently launched a stablecoin that will be minted natively on the Solana blockchain, giving investors another way to invest in the company’s assets.

The lock-in effect is expected to thaw and boost originations, but first-time homebuyers still look to be priced out of the market next year.

Loan officers expect a decline in mortgage rates to push more buyers off the sidelines in 2026.

Thom Malone, principal economist at Cotality, said in a report that investors are waiting until a home has been sitting on the market so they can negotiate a lower price.

More than half of Millennials would consider a 50-year mortgage.