Lower interest rates and potential policy changes are expected to help drive an increase in prepayment activity this year.

A change in how MBS deals are rated led to more than 1,000 upgrades for tranches of deals backed by HELs and seasoned mortgages.

Many student loan borrowers are facing repayment requirements for the first time in years.

House Republicans blamed regulations and immigration, while Democrats believe President Trump’s effort to ban institutional investors from buying single-family homes didn’t go far enough.

Nonbank lender Rate expects to expand the use of AI in its originations and sales processes this year.

President Trump has opposed a plan from his economic advisor to waive penalties on 401(k) withdrawals used for a downpayment.

Intercontinental Exchange said prepayments reached a recent high in December.

Deephaven and Angel Oak Mortgage have begun marketing their first expanded-credit mortgage-backed securities of 2026.

Velocity Financial posted a nearly $10 million improvement on its third-quarter profits.

Mortgage lenders are partnering with student loan debt repayment services as a pathway to drive business with new and existing borrowers.