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Home » Authors » James Dohnert

Articles by James Dohnert

Midterm Elections Complicate Housing Affordability Initiatives

February 4, 2026
James Dohnert
The Trump Adminstration is said to be considering ways to boost housing affordability through executive order.
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MBA Calls Out CDIA for Gaslighting in Credit Report Debate

February 3, 2026
James Dohnert
Bob Broeksmit, president and CEO of the Mortgage Bankers Association, said the Consumer Data Industry Association's recent arguments in support of the tri-merge credit report requirements ignore that CDIA members have a massive financial stake in preserving the status quo.
Read More

Mortgage Lenders Plan to Level Up Technology in 2026

February 2, 2026
James Dohnert
A recent survey of lenders by The Mortgage Collaborative found that lenders are making technology enhancements a strategic investment priority in 2026.
Read More

AARP Files Class Action Against Reverse-Mortgage Lenders

February 2, 2026
James Dohnert
The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.
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Short Takes: Provident Expected to Issue MBS of Agency-Eligible Loans / Selene Kicks Off Borrower Assistance Program / NewRez to Move to New Servicing OS / Novacore to Buy Insurance Agency

February 2, 2026
James Dohnert
The Provident deal contains loans mostly made to prime credit borrowers.
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MBS Prepayment Risk Expected to Rise in 2026

January 29, 2026
James Dohnert
Lower interest rates and potential policy changes are expected to help drive an increase in prepayment activity this year.
Read More

MBS Ratings Criteria Change Leads to Upgrades at Fitch

January 29, 2026
James Dohnert
A change in how MBS deals are rated led to more than 1,000 upgrades for tranches of deals backed by HELs and seasoned mortgages.
Read More

Student Loan Obligations an Opportunity for Mortgage Lenders

January 29, 2026
James Dohnert
Many student loan borrowers are facing repayment requirements for the first time in years.
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Political Parties Differ on Cause of Housing Affordability Issues

January 29, 2026
James Dohnert
House Republicans blamed regulations and immigration, while Democrats believe President Trump’s effort to ban institutional investors from buying single-family homes didn’t go far enough.
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Rate Charts AI Expansion in 2026 After Measured Approach

January 29, 2026
James Dohnert
Nonbank lender Rate expects to expand the use of AI in its originations and sales processes this year.
Read More
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