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Home » Newsletters » Inside Nonconforming Markets

Inside Nonconforming Markets

June 18, 2026

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  • Inside Nonconforming Markets, Full Issue, June 19, 2026 (PDF)

Correspondents Up Share of Nonconforming Production

The correspondent channel accounted for 19.3% of nonconforming originations in the first quarter of 2026, up from 16.7% in the previous three-month period. (Includes two data tables.) Read More

Figure, Sixth Street Acquire RTL, DSCR Lender Kiavi

Figure expects to benefit from acquiring technology as well as business-purpose loan production. Read More

Short-Term Loan Production Continues to Grow in 2025

Although the growth curve flattened a bit in 2025, production of loans with terms of two years or less increased by 15% last year. (Includes one data table.) Read More

Loan Investors Scrutinizing Non-QM Appraisal Values

Poor quality appraisals and weak due diligence controls are leading to growing concern about appraisal values for non-QMs. Read More

Adjustable-Rate Lending Drops in First Quarter

Production of adjustable-rate mortgages in the first quarter of 2026 totaled $79.00 billion, down 16.0% from the fourth quarter of 2025. (Includes one data table.) Read More

Government Actions May Complicate ITIN Lending

President Trump’s recent executive order targeting lending to immigrants could change lenders’ practices when lending to borrowers using individual taxpayer identification numbers. Read More

Fitch Conservative About DSCR, Crypto Innovations

Fitch Ratings has concerns about new products in the debt service coverage ratio and cryptocurrency spaces. Read More

News Briefs

Button Finance makes three hires; Logan Finance appoints Western managing director of sales; AD Mortgage launches non-QM offerings for prime borrowers; Insula Capital Group introduces portfolio-level debt service coverage ratio financing; Land Gorilla launches AI-powered due diligence solution; Hometap offering two-tier pricing structure for home equity investments. Read More

Latest Imf News

  • Ginnie Gains More Servicing Share During First Quarter

  • Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

  • CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

  • New Investors Entering Market for Non-Agency MBS

More Imf News

Featured Data

  • Ginnie Issuance Down in May as Refis Slump

  • Jumbo Servicing Volume Bumps Higher in 1Q

  • Non-Agency Jumbo Lending Drops in First Quarter

  • REITs Boost MBS Holdings, AGNC Rises to Top Investor

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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