Credit Card Rate Cap Would Negatively Impact ABS Market January 15, 2026 James Dohnert Rating services caution that President Trump’s proposed one-year credit card rate cap would negatively impact card issuers and ABS issuance.Read More
KBRA Sets Data Center Rating Criteria January 15, 2026 James Dohnert KBRA introduced a new ABS rating methodology for data centers and Fitch updated its ratings criteria for equipment lease and loan ABS.Read More
Third-Party Lending Expected to See Boost in 2026 January 15, 2026 James Dohnert Both wholesale and correspondent lending look poised to increase this year, according to industry participants.Read More
Big Banks Boost Originations in Fourth Quarter January 15, 2026 James Dohnert Wells Fargo, Bank of America, and Chase increased mortgage production during the fourth quarter.Read More
BofA, Wells Boost Originations in Fourth Quarter January 14, 2026 James Dohnert Originations at BofA increased by 26.7% from the third quarter while Wells' production was up 7.0%.Read More
Originations at Chase Tick Up in Fourth Quarter January 13, 2026 James Dohnert Mortgage origination volume at Chase rose 12.4% from the third to the fourth quarter, according to earnings results released Tuesday.Read More
DOJ Opens Investigation Into Fed Chair Powell January 12, 2026 James Dohnert Fed Chairman Powell said the investigation is a pretext and the real crux is the Fed's refusal to comply with President Trump's calls to lower interest rates.Read More
AI Adoption for Customer-Facing Tasks Expected to Grow in 2026 January 12, 2026 James Dohnert AI is expected to be used more frequently to bring down origination costs and help lenders avoid hiring-and-firing cycles.Read More
Majority of Millennials Holding Out for Rates Below 6% January 12, 2026 James Dohnert Millennials are increasingly becoming more pessimistic about their chances of owning a home, according to a recent survey by Clever Real Estate.Read More
Short Takes: Rates Fall to Recent Low / Figure Sees Rise in Marketplace Originations / Housing Starts Rising / MISMO Publishes New Specification January 12, 2026 James Dohnert The promised of increased MBS purchases by Fannie and Freddie is already having an effect on mortgage interest rates.Read More