Insurance companies are using whole-loan purchases to better define the credit box for originations.

The total amount of nonprime servicing handled by a group of 20 specialists rose 2.2% from the end of the third quarter to the end of 2024. (Includes data table.)

Debt service coverage ratios are moving close to 1.0 but performance remains strong due to tight underwriting of borrowers.

Increased securitization issuance in the fourth quarter helped fuel profits for Ellington Financial.

New ratings methodology and additional historical data on home equity investments should boost investor demand for the product in 2025.

Massachusetts Attorney General Andrea Joy Campbell has accused Hometap of violating state consumer protection laws.

Loan officers are learning about new financing options to help homebuyers better navigate today’s high interest rate environment.

New non-QM lender opens shop; Angel Oak REIT posts 4Q loss; A&D Mortgage and Imperial Fund look to attract more insurance company investors through a new partnership with Clearwater Analytics.

The investment in the Figure Connect loan marketplace will be used for the purchase of non-agency assets.

Threats of the potential closure of the Department of Education could massively expand private student loan ABS issuance.