Percent of applications denied by reason (debt-to-income, employment history, credit history, collateral, insufficient cash, unverifiable information, incomplete application, mortgage insurance denial, other and exempt). Breakouts by purpose. From HMDA.
Percent of applications denied by reason (debt-to-income, employment history, credit history, collateral, insufficient cash, unverifiable information, incomplete application, mortgage insurance denial, other and exempt). Breakouts by purpose. From HMDA.
A pair of charts analyzing the outcome of FHA/VA loan applications. The disposition table shows, in total and by race/ethnicity, number of applications submitted, number of resulting originations and number of denials. Includes denial and closing rates. Denials chart details reasons by percentage for FHA/VA purchase and refinance applications. From HMDA.
A pair of charts analyzing the outcome of FHA/VA loan applications. The disposition table shows, in total and by race/ethnicity, number of applications submitted, number of resulting originations and number of denials. Includes denial and closing rates. Denials chart details reasons by percentage for FHA/VA purchase and refinance applications. From HMDA.
Bill Pulte, nominee for FHFA director, and Jonathan McKernan, the nominee for CFPB director, detailed some of their plans.
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