New metrics are required to quantify the risk of climate change and rising hazard insurance costs on collateral in MBS.

A New York Federal Reserve study found that the secondary market loan sales could help boost capital at CDFI-approved lenders.

Housing trade groups urged Congress to pass a bill to modernize the IRS’ income verification program.

“If you look at some of the big names, the common thread is always a phishing email that someone clicked on,” said Freddy Feliz, chief information officer and vice president of information technology at the Mortgage Bankers Association.

As more companies experience cybersecurity breaches, internal user training is essential to ensure critical user data is protected.

Agency mortgage securitizations can cause riskier behaviors from bank mortgage lenders and potentially lead to bank runs on deposits, according to a new research paper from the Federal Reserve.

An uptick in home sales is helping lenders to have a rosier outlook for 2024, but the mortgage lock-in effect could put a cap on expected growth.

Katie Sweeney, CEO of the Association of Independent Mortgage Experts, is stepping down to lead AIME offshoot Broker Action Coalition.

Gross profits and profit margins on home sales fell from 2022 to 2023, marking the first year-over-year decline since 2011.

CrossCountry Mortgage will be the first MBS issuer to exclusively use the new FICO 10-T credit scoring model.