The $288 million deal is focused on multifamily properties. To this point, the bank’s securitization activity has solely been ABS.

Banks have deprioritized refinance recapture due to changes in capital requirements and an emphasis on high-net worth borrowers.

Housing affordability has improved due to slowing home price appreciation and growing inventory but it is still lagging historical levels.

Foreclosure rates in key metros are on the rise, leading to growing concerns for homeowner stability.

Lending standards are loosening as more borrowers opt for adjustable-rate mortgages.

Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.

Servicer refinance retention rose to 28% in the third quarter, according to a report from Intercontinental Exchange.

A soft rental market is holding back home sales to investors.

Sellers are unwilling to budge on price and buyers are waiting for better deals or a shift in market, prompting more delistings.

Home equity investment securitization deal sizes increased with issuance in November and activity is expected to remain elevated in 2026 thanks to strong demand from investors.