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James Dohnert

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Automation Needed to Scale Self-Employed Underwriting

June 28, 2024

The rise in gig work and side hustles has led to new automation tools for non-QM underwriting for self-employed borrowers.

Loans to Foreign Nationals Pose Some Risks to Investors

June 27, 2024

James Dohnert

Loans to foreign nationals are increasing in the non-agency MBS market, but inherent risks in the asset present ratings challenges.

S&P Updates Ratings Criteria for Data Center Securitizations

June 27, 2024

James Dohnert

S&P Global Ratings has updated its ratings methodology for data center ABS to better account for property values and insurance risks.

Smaller Investors Using Non-QMs for Home Purchases

June 27, 2024

James Dohnert

Investor purchases of single-family rentals are on the rise, with many of the new rentals being owned by smaller independent investors.

Nonprime Servicing Portfolios Tick Up in First Quarter

June 27, 2024

James Dohnert

Chase was the only servicer among the top five to have its nonprime mortgage servicing portfolio shrink between the fourth and the first quarters.

MBS Backed by RTLs See Strong Investor Demand

June 26, 2024

James Dohnert

A new rating methodology boosts investor interest in fix-and-flip securitizations.

Short Takes: Angel AI Announces Credit Repair Tool / HGI Credit Platform Reaches Milestone / Xactus Hires CFO / Mortgage Apps Up

June 26, 2024

James Dohnert

The AI chatbot tool is available now in various languages…

Housing Prices at All-Time High Heading Into Summer

June 25, 2024

James Dohnert

The National Home Price Index gained 6.3% in April on an annual basis.

HEL Lenders Innovate for Secondary Market

June 25, 2024

James Dohnert

Changes in underwriting standards for non-QM loans are a slippery slope, according to investors.

Short Takes: Annaly to Issue Non-QM MBS / Stream Innovations Preps Home Improvement Loans ABS / MISMO Gets New Board Members / New CFO at Change Lending

June 25, 2024

James Dohnert

Only one originator contributed enough loans to the Annaly MBS to be named...

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James Dohnert

ARTICLES

Automation Needed to Scale Self-Employed Underwriting

Loans to Foreign Nationals Pose Some Risks to Investors

S&P Updates Ratings Criteria for Data Center Securitizations

Smaller Investors Using Non-QMs for Home Purchases

Nonprime Servicing Portfolios Tick Up in First Quarter

MBS Backed by RTLs See Strong Investor Demand

Short Takes: Angel AI Announces Credit Repair Tool / HGI Credit Platform Reaches Milestone / Xactus Hires CFO / Mortgage Apps Up

Housing Prices at All-Time High Heading Into Summer

HEL Lenders Innovate for Secondary Market

Short Takes: Annaly to Issue Non-QM MBS / Stream Innovations Preps Home Improvement Loans ABS / MISMO Gets New Board Members / New CFO at Change Lending

Latest Imf News

Refis Push Primary MI Volume Up in Fourth Quarter

Interest Rates on Mortgages Fall to Lowest Level Since 2022

Investor Demand for Non-Agency MBS Remains Strong

Opendoor to Offer Mortgages for Homebuyers

Featured Data

M&A Reshapes Conventional Mortgage Market

Bank MB Earnings Slump in 4Q25 Despite Higher Volume

Correspondents Lose Share in Agency Securitizations

CRE Securitization Rises in 2025 With Agency MF Boost

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?