Agency MBS - Page 9 | Inside Mortgage Finance

Freddie Helps Push CRT Activity to Record in 2021

May 6, 2022

Fannie and Freddie issued CRT on a record $1.052 trillion in UPB in 2021. That’s despite Fannie staying away for the first three quarters.

Nonbanks Gain More Share of GSE Servicing in First Quarter

April 22, 2022

Dennis Hollier

Megabanks topped the list of GSE servicers in the first quarter of 2022, but they continued to lose market share to nonbank servicers. (Includes two data charts.)

Bove: Fed Exit Threatens GSEs, Mortgage Market

April 22, 2022

Dennis Hollier

The industry veteran asks: If the GSEs lose their largest buyer, where will the money come from to support the 30-year, fixed-rate mortgage?

CBO Describes One Way to Model GSE Costs

April 22, 2022

Dennis Hollier

Economists use risk-based models of future GSE cash flows to calculate costs of the government’s backing of catastrophic losses.

Will the Fed Really Sell Agency MBS?

April 8, 2022

Dennis Hollier

The FOMC may take significant losses if it opts to sell its low-coupon agency MBS but soaring inflation may make it do so anyway.

Fannie Provides Details on Premature Loan Buyouts

April 8, 2022

Dennis Hollier

Thousands of loans were prematurely removed from Fannie MBS, Mega and Super pools with a financial impact that could approach $2 billion.

Increase in Loan Limits Impacts GSE Seller Volume

March 11, 2022

Dennis Hollier

The volume of loans delivered to Fannie Mae and Freddie Mac declined by 23.0% from January to February. The sequential decline seems to be a result of the 18% hike in conforming loan limits. (Includes two data charts.)

Fed’s Plans for Agency MBS Holdings Unclear

March 11, 2022

Dennis Hollier

The Federal Reserve will close on an era this week, ending its pandemic policy of net asset purchases and preparing for a runoff of agency MBS.

Fannie Researchers Say GSE Tweaks Not the Answer to Affordability

March 11, 2022

Brandon Ivey

Fannie economists demonstrate that mortgage expenses only account for about 30% of homeownership costs, with g-fees accounting for just a small fraction of that.

Experts Ponder MBS Market as Fed Begins Its Exit

February 11, 2022

Dennis Hollier

Who will take up the slack when the Fed is no longer the dominant buyer in the MBS market?

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Freddie Helps Push CRT Activity to Record in 2021

Nonbanks Gain More Share of GSE Servicing in First Quarter

Bove: Fed Exit Threatens GSEs, Mortgage Market

CBO Describes One Way to Model GSE Costs

Will the Fed Really Sell Agency MBS?

Fannie Provides Details on Premature Loan Buyouts

Increase in Loan Limits Impacts GSE Seller Volume

Fed’s Plans for Agency MBS Holdings Unclear

Fannie Researchers Say GSE Tweaks Not the Answer to Affordability

Experts Ponder MBS Market as Fed Begins Its Exit

Latest Imf News

Basel III, Other Rulemakings Paused Until Next Administration

Correspondents Grow Agency Market Share in 3Q24

Fed Examiners Find Multiple RESPA Escrow Account Violations

GSEs See Slight Uptick in CRT Issuance, Investor Demand Holds Strong

Featured Data

GSE Earnings Resilient in a Tight Housing Market

Banks Generate Small 3Q24 Gains in Mortgage Banking

Refinance Loans Surge in October Agency Market

Refi Volume Spikes in Third Quarter, UWM Stands Out

Featured Reports

Top Mortgage Players: 2Q24 (PDF)

Mortgage Profitability Report 2Q24 (PDF)

Agency Channel Analysis: 3Q24 (PDF)

IMF Mortgage Directory: Full interactive database

Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Agency MBS RSS

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Agency MBS
RSS