GSEs - Page 21 | Inside Mortgage Finance

Primary MI Activity Down at GSEs, Up at FHA in 3Q

October 20, 2023

John Bancroft

GSE securitization of mortgages with private MI declined in the third quarter while FHA activity increased.

Lender Trade Groups Seek Changes at Fed

October 20, 2023

Dennis Hollier

The Fed should change its ways to help reduce interest rates on mortgages, according to industry trade groups.

Delinquencies Increase in Agency Market

October 19, 2023

Brandon Ivey

The total delinquency rate on mortgages in agency MBS stood at 2.83% as of the end of September, up from 2.60% at the end of June.

Smaller Lenders Gain Some GSE Market Share

October 18, 2023

Dennis Hollier

Small to mid-sized nonbanks accounted for 24.7% of GSE business in the third quarter, up from a 23.1% share in the second quarter.

FHFA Yields to Industry Criticism on Buyback Requests

October 17, 2023

Dennis Hollier

FHFA will direct the enterprises to treat loans with COVID-19 forbearance like those impacted by a natural disaster. Fannie and Freddie will also do a better job explaining buyback requirements.

Lakeview Tops Agency Servicers in Third Quarter

October 13, 2023

John Bancroft

Growth at Lakeview and Chase Home Finance finally toppled Wells Fargo as the largest agency servicer.

Trade Groups Call for MBS Moves by the Fed, GSEs

October 13, 2023

Brandon Ivey

The Community Home Lenders of America, Independent Community Bankers of America and National Association of Realtors sent a joint letter to White House officials seeking changes involving mortgage-backed securities.