Fluctuations in Correspondent Share of Nonconforming Market March 25, 2025 James Dohnert The correspondent share of nonconforming originations fell to 9.0% in 2024, down from an 11.9% share in 2023.Read More
Despite Refi Spike, FHA Lending Drops (Slightly) in 4Q March 24, 2025 Brandon Ivey Production estimates were required for December because HUD, under the new Trump administration, has yet to publish FHA endorsement figures.Read More
Ginnie Loans Push Servicing Volume Up in 2024 March 21, 2025 Brandon Ivey The volume of single-family mortgage servicing tied to Ginnie Mae rose 7.3% on an annual basis to $2.541 trillion as of the end of 2024.Read More
Bank Mortgage Repurchases Increase in Fourth Quarter March 20, 2025 Namrata Bhatia Residential mortgage repurchases by banks increased by 25.9% during the fourth quarter.Read More
Banks Reduce MBS Holdings in Trading Accounts March 19, 2025 John Bancroft JPMorgan Chase reported a $32.24 billion decline in agency MBS holdings in its trading account during the fourth quarter.Read More
Production Income Declines at Nonbanks in 4Q March 18, 2025 John Bancroft While originations ticked up for some, gain-on-sale margins declined during the fourth quarter.Read More
Freddie Solidifies MBS Lead Over Fannie March 17, 2025 Dennis Hollier The bulk of the February issuance, 53.9%, came from Freddie.Read More
For Borrowers, the Property Insurance Conundrum Continues March 17, 2025 Emmeline Willey Intercontinental Exchange says the average property insurance premium has nearly doubled since 2015.Read More
An Ominous Sign: Origination Profitability Turns Negative in 4Q24 March 17, 2025 Paul Muolo The decrease marks the ninth quarter of net production losses in the past three years.Read More
Short Takes: What Goes Up, Comes Down a Bit / Dumping Agency MBS in Protest? / A Tweet From the New FHFA Chief / Home Builders Feeling Glum / Mortgage Jobs March 17, 2025 Paul Muolo Might the trade wars result in China and Japan selling agency MBS?Read More