Spec Pools Gain More Share in GSE MBS Issuance March 11, 2025 John Bancroft The share of specified pools of GSE MBS increased from 40.7% in 2023 to 44.4% last year.Read More
Agency MBS Issuance Slows in February March 10, 2025 John Bancroft The February lull is a common seasonal occurrence.Read More
Agency High-Balance Loans Push Jumbo Share Up in 2024 March 7, 2025 Brandon Ivey Originations of agency high-balance mortgages increased by 48.6% to $53.83 billion in 2024.Read More
TD Bank Stands Out With Mortgage-Banking Loss March 6, 2025 Namrata Bhatia Only 12 banks reported a loss from their mortgage-banking operations in the fourth quarter.Read More
Moves by Fed Prompt Increase in Second-Level MBS March 5, 2025 John Bancroft Most of the fourth-quarter activity came from the Federal Reserve’s efforts to enhance its holdings of Freddie Mac paper.Read More
FHLBank Earnings Down Slightly in 2024 March 4, 2025 Dennis Hollier For the seventh quarter in a row, the Des Moines bank was the most profitable.Read More
Bank MSR Holdings at the Lowest Level in Almost 20 Years March 3, 2025 Namrata Bhatia Although banks have been reducing their MSR holdings, the asset has increased in value thanks to rising rates.Read More
Short Takes: Limiting Corporate Ownership of Homes in FL / Falling Rates and Originations / How Much? / Thriving on Scratch & Dent March 3, 2025 Paul Muolo How much lower can the yield on the 10-year Treasury go?Read More
Conventional-Conforming Share Declines in 2024 February 28, 2025 Brandon Ivey Government-insured lending and nonconforming mortgages took share from the conventional-conforming market in 2024.Read More
Loan Removals From Ginnie MBS Up Sharply in 2024 February 27, 2025 Namrata Bhatia Borrower payoffs reflect heavy refinance activity in the Ginnie program.Read More