Originations - Page 75 | Inside Mortgage Finance

Changes in Home Sale Structure Could Impact Mortgage Market

November 17, 2023

The housing market can be expected to develop new approaches to the negotiation and payment of buyer agent commissions.

Short Takes: Borrower Satisfaction Improves / Closing 911 / New Homes a Bright Spot / House Hacking

November 17, 2023

Lenders' slow moves on cutting staff as originations declined included a silver lining: improvements in customer service.

Public Nonbanks Increase Earnings in Third Quarter

November 16, 2023

John Bancroft

While many smaller nonbank mortgage companies struggled during the third quarter, a group of 15 public nonbanks increased their earnings by more than 20% on a sequential basis.

Citizens Bank Leaving Broker Channel

November 16, 2023

Brandon Ivey

Mortgages originated through brokers accounted for nearly 20% of the bank's total originations in the first half of 2023.

Trade Groups Renew Calls for Relief for FHA Borrowers

November 16, 2023

Monica Hogan

Seeing plenty of room in FHA's capital ratio, lender trade groups are calling for an end to FHA's requirement of MI for the life of the mortgage.

Short Takes: Senators Call for VA to Adjust Loss Mit / SPS Update / Guaranteed Rate Offers Program for Real Estate Agents / Another Jumbo MBS From Chase

November 16, 2023

Sam Manas

The senators said VA should pause foreclosures for borrowers who will likely qualify for the Veterans Assistance Servicing Purchase program.

FHA’s MMIF Capital Ratio Dips Slightly

November 15, 2023

Monica Hogan

“We have shown it is possible to meet the mission while also being fiscally prudent and being a good steward of taxpayer funds,” said FHA Commissioner Julia Gordon.

Losses on Production Nearly Double in Third Quarter

November 15, 2023

Brandon Ivey

A turnaround is unlikely until the second quarter of 2024, according to Marina Walsh, a vice president of industry analysis at the MBA.

Short Takes: Applications Increase / GSE Multifamily Cap Declines / FHA Property Inspection Fees / Fannie Offers CRT

November 15, 2023

Brandon Ivey

Mortgage applications were up 2.8% on a weekly basis while interest rates stayed put.

Retail Channel Gains Share in Agency Market in 3Q

November 14, 2023

Andras Malatinszky

The retail channel boosted its share of agency MBS business by 112 basis points to 48.9% in the third quarter.

Originations
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Changes in Home Sale Structure Could Impact Mortgage Market

Short Takes: Borrower Satisfaction Improves / Closing 911 / New Homes a Bright Spot / House Hacking

Public Nonbanks Increase Earnings in Third Quarter

Citizens Bank Leaving Broker Channel

Trade Groups Renew Calls for Relief for FHA Borrowers

Short Takes: Senators Call for VA to Adjust Loss Mit / SPS Update / Guaranteed Rate Offers Program for Real Estate Agents / Another Jumbo MBS From Chase

FHA’s MMIF Capital Ratio Dips Slightly

Losses on Production Nearly Double in Third Quarter

Short Takes: Applications Increase / GSE Multifamily Cap Declines / FHA Property Inspection Fees / Fannie Offers CRT

Retail Channel Gains Share in Agency Market in 3Q

Latest Imf News

MSR Investors Face Uncertainty on Prepayments

Government-Insured Lending Rises During 3Q

Rithm Releases $400+ Million MSR Securitization

GSEs, FHLBanks Partner to Boost Housing in Tribal Lands

Featured Data

Another Strong Quarter for Non-Agency MBS Issuance

Ginnie Refi Business Again Posts Solid Gains in October

GSE CRT Up Modestly, Investors Show Strong Demand

Ginnie Loan Removals Spike in 3Q24, VA Activity Leads

Featured Reports

Top Mortgage Players: 2Q24 (PDF)

Mortgage Profitability Report 2Q24 (PDF)

Agency Channel Analysis: 3Q24 (PDF)

IMF Mortgage Directory: Full interactive database

Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Originations RSS

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Originations
RSS