Originations - Articles | Inside Mortgage Finance

Mixed Trends for Agency MBS Volume in First Quarter

April 4, 2025

Issuance in the first quarter of 2025 declined compared with the fourth quarter of 2024. However, issuance was above the level seen in the first quarter of 2024.

Trump’s Tariffs Shake Up Outlook for Mortgage Market

April 4, 2025

Brandon Ivey

The 10-year Treasury rate is declining and the possibility of a recession is growing.

Some Push and Pull on Mortgage Spreads

April 4, 2025

Paul Muolo

Multiple factors are weighing on the spread between the 10-year Treasury rate and interest rates on mortgages.

Short Takes: Ginnie Prevails in TCB HECM Lawsuit / CFPB to Issue New Proposal on Section 1071 Data Collection / Nominees for OCC, SEC Move Forward / Home Equity Usage Expected to Rise

April 4, 2025

Brandon Ivey

A district court issued a summary judgment in favor of Ginnie Mae in a lawsuit brought by Texas Capital Bank against the agency.

loanDepot to Issue Revolving Warehouse Securitization

April 3, 2025

Brandon Ivey

It will be the 11th issuance of its type by loanDepot.

Lenders Seek Changes to FHFA’s Credit Score Effort

April 3, 2025

Dennis Hollier

Among other requests, the coalition of lender trade groups wants FHFA to conduct a cost/benefit analysis of the initiative.

Short Takes: UWM Breaks With Mr. Cooper / Foreshadowing From Gilbert / Annaly Brings Another Expanded-Credit MBS / BPL MBS From Velocity

April 3, 2025

Brandon Ivey

“UWM will be discontinuing our subservicing relationship with Mr. Cooper and they will no longer be [a mortgage servicing right] sale partner,” a UWM spokesperson said.