Banking supervision plays an important role in improving access to mortgage credit for minorities and women, according to a new study.

Rather than going after credit repair companies for violating the Telemarketing Sales Rule, the CFPB filed a lawsuit against a software company and its owner for aiding credit repair companies.

Wells Fargo’s problems with the CFPB are now in the rear-view mirror, but the megabank has considerable OCC exposure. For starters, it cannot buy mortgage servicing rights.

Federal bank examiners adopted a flexible and balanced approach to conducting examinations with a goal to ensure the resiliency of banks while not slowing down the flow of credit.

A more “nuanced approach to penalty calculation” by an appeals court will have important ramifications for both litigated cases and settlements in which the CFPB seeks the maximum applicable penalty amount, according to Mayer Brown attorney Ori Lev.

The CFPB argued that under the Electronic Funds Transfer Act and the Dodd-Frank Act, it was well within its authority to require mandatory disclosures.

Capitol Hill Republicans want CFPB Acting Director Dave Uejio to testify before Congress about the policy actions undertaken during his six-month tenure.

Nanci Weissgold, a compliance attorney, said there’s no “one-size-fits-all” answer to whether a company should self-report violations.

In a first-of-a-kind study, the CFPB examined commercial credit reporting and its impact on consumer credit. But is the bureau highlighting an area for later enforcement action?

A new academic report calls for the CFPB to require loan modifications on all types of consumer loans using an “ability to pay” standard.