The Fourth Circuit has ruled that the Truth in Lending Act’s offset provision covers home equity lines of credit accessed via a credit card.

Lawmakers protect borrowers from “surplus funds chasers.”

Although nonbank advocates have long argued for FHLBank membership, new proposals from the Urban Institute address key challenges.

Sellers repeatedly using contract-for-deed financing must assess a borrower’s ability to repay a loan and provide disclosures, the CFPB said in a new advisory opinion.

Hundreds of individuals, associations and trade groups submitted comments regarding the CFPB’s request for information on mortgage closing costs.

A bipartisan group of mortgage industry players opposes FSOC’s proposal to create a fund to help sustain mortgage servicers in times of stress.

FHFA hosted a symposium on improving the relationship between the FHLBanks and CDFIs.

The final guidance covers reasons for seeking a reconsideration of value and addresses compliance obligations involving appraisals.

The new data will help lenders determine the impact of the upcoming shift from a tri-merge credit reporting process to a bi-merge model.

Many mortgage industry trade groups believe changing the mission of the Federal Home Loan Bank system is Congress’ responsibility rather than that of the FHFA.