Regulation - Page 3 | Inside Mortgage Finance

GSE Multifamily Business, FHLBanks Risks for FHFA

October 10, 2024

FHFA’s watchdog highlights multifamily risk at the GSEs and FHLBank exposure to failing members as key agency hurdles.

Insurance Companies Defend Their FHLBank Membership

October 3, 2024

Insurance companies were some of the largest originators of mortgages when the FHLBanks were created, but that’s no longer the case.

No Immediate Impact From Changes Post NAR Settlement

October 3, 2024

James Dohnert

A majority of real estate agents surveyed said it’s business as usual following changes in how buyer’s agent commissions are paid.

Trigger Leads Ban Bundled; Government Shutdown Averted

September 26, 2024

James Dohnert

A bill to ban trigger lead activity was rolled into an annual appropriations bill. Congress also passed a stopgap funding bill through Dec. 20.

Lenders Assess Housing Policies of Harris and Trump

September 26, 2024

Shannon Clark

The presidential candidates have vastly different priorities when it comes to addressing the nation’s housing policies.

Timing of Bank Capital Re-Proposal Unclear

September 26, 2024

Brandon Ivey

A Fed board member recently outlined plans for re-proposing bank capital requirements. The FDIC appears to be running into complications.

Mortgage Market Adjusts Following Fed’s 50-BP Rate Cut

September 19, 2024

James Dohnert

The Federal Reserve announced a 50-basis-point reduction in the federal funds rate this week. Interest rates on mortgages have come down by more than that in recent weeks in anticipation of the Fed’s move.

Bank Capital Re-Proposal Plan Brings Relief — and Uncertainty

September 19, 2024

Brandon Ivey

More than a week after a Fed official outlined a planned re-proposal to adjust capital requirements for large banks, industry participants are still waiting for the formal document.

Re-Proposed Basel III Endgame Will Have Concessions for Mortgages

September 12, 2024

Dennis Hollier

Federal regulators are set to re-propose Basel III capital requirements for large banks. Federal Reserve Vice Chair Michael Barr will recommend eliminating a proposed 20% risk-weighting add-on for mortgages.

Trade Groups Urge CFPB to Reconsider Servicing Proposal

September 12, 2024

Shannon Clark

While trade groups want the CFPB to update Regulation X’s mortgage servicing standards, a recent proposal from the CFPB received mixed reviews.

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GSE Multifamily Business, FHLBanks Risks for FHFA

Insurance Companies Defend Their FHLBank Membership

No Immediate Impact From Changes Post NAR Settlement

Trigger Leads Ban Bundled; Government Shutdown Averted

Lenders Assess Housing Policies of Harris and Trump

Timing of Bank Capital Re-Proposal Unclear

Mortgage Market Adjusts Following Fed’s 50-BP Rate Cut

Bank Capital Re-Proposal Plan Brings Relief — and Uncertainty

Re-Proposed Basel III Endgame Will Have Concessions for Mortgages

Trade Groups Urge CFPB to Reconsider Servicing Proposal

Latest Imf News

HUD Reviewing Potential for FHA Pricing Adjustments

Ginnie Loan Removals Hit Level Last Seen in 2022

FHA Proposes Loosening Underwriting for In-Home Rental Income

FICO Plans Price Hike Amid Rising Profits

Featured Data

GSE Earnings Resilient in a Tight Housing Market

Banks Generate Small 3Q24 Gains in Mortgage Banking

Refinance Loans Surge in October Agency Market

Refi Volume Spikes in Third Quarter, UWM Stands Out

Featured Reports

Top Mortgage Players: 2Q24 (PDF)

Mortgage Profitability Report 2Q24 (PDF)

Agency Channel Analysis: 3Q24 (PDF)

IMF Mortgage Directory: Full interactive database

Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Regulation RSS

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Regulation
RSS