Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» DSCR Ratios Drift Lower as Interest Rates Rise
Looking to read the full article? Subscribe today!
DSCR Ratios Drift Lower as Interest Rates Rise
April 21, 2023
James Dohnert
The volatility in interest rates, elevated housing prices and a lag in rental growth numbers are all prompting more investors to lock in loans with debt service coverage ratios below 1.0.
News
Inside Nonconforming Markets
Non-QM
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
Conforming Loan Limit to Rise 5.2% in 2025
FHA Proposes Extensive Changes to Loss-Mitigation Standards
Ginnie Provides Relief to HECM Servicers With HMBS 2.0
Non-Agency Jumbo Share of Originations Shrinks in 3Q
More Imf News
Featured Data
Another Strong Quarter for Non-Agency MBS Issuance
Ginnie Refi Business Again Posts Solid Gains in October
GSE CRT Up Modestly, Investors Show Strong Demand
Ginnie Loan Removals Spike in 3Q24, VA Activity Leads
More Featured Data
Featured Reports
Top Mortgage Players: 2Q24 (PDF)
Mortgage Profitability Report 2Q24 (PDF)
Agency Channel Analysis: 3Q24 (PDF)
IMF Mortgage Directory: Full interactive database
More Latest Reports
Featured Poll
The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?
No. In fact, we’re still downsizing.
Yes, but only a few positions.
Yes, we’re expecting a boom!
No. We’re staffed just right.
View Results