Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» Credit Quality Suffers as Loan Sales Plummet in 1Q22
Looking to read the full article? Subscribe today!
Credit Quality Suffers as Loan Sales Plummet in 1Q22
May 20, 2022
Andras Malatinszky
As retail and correspondent loan sales to the agencies fell by 20%, lenders became visibly less discerning about credit quality, with credit scores dropping and DTI/LTV ratios rising. (Includes two data charts.)
News
Inside Mortgage Trends
Channels
Purchase Lending
Refi Lending
Data
Characteristics
Purchase this article for $375.00
Subscribe To The Newsletter
Latest Imf News
Basel III, Other Rulemakings Paused Until Next Administration
Correspondents Grow Agency Market Share in 3Q24
Fed Examiners Find Multiple RESPA Escrow Account Violations
GSEs See Slight Uptick in CRT Issuance, Investor Demand Holds Strong
More Imf News
Featured Data
GSE CRT Up Modestly, Investors Show Strong Demand
Ginnie Loan Removals Spike in 3Q24, VA Activity Leads
Private MIs Lose Some Share in 3Q24 Refi Market Surge
Mortgage Performance Slips Further in Third Quarter
More Featured Data
Featured Reports
Top Mortgage Players: 2Q24 (PDF)
Mortgage Profitability Report 2Q24 (PDF)
Agency Channel Analysis: 3Q24 (PDF)
IMF Mortgage Directory: Full interactive database
More Latest Reports
Featured Poll
The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?
No. We’re staffed just right.
Yes, but only a few positions.
No. In fact, we’re still downsizing.
Yes, we’re expecting a boom!
View Results