Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» Jumbo Mortgage Underwriting Trends Shifting Amid Refi Boom
Looking to read the full article? Subscribe today!
Jumbo Mortgage Underwriting Trends Shifting Amid Refi Boom
July 16, 2021
Brandon Ivey
As interest rates declined in 2020, the ARM share of jumbo originations plummeted. Lenders also got more lenient with DTI ratios, while average credit scores and LTV ratios tightened somewhat.
Inside Nonconforming Markets
Originations
Jumbo
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
MSR Investors Face Uncertainty on Prepayments
Government-Insured Lending Rises During 3Q
Rithm Releases $400+ Million MSR Securitization
GSEs, FHLBanks Partner to Boost Housing in Tribal Lands
More Imf News
Featured Data
Another Strong Quarter for Non-Agency MBS Issuance
Ginnie Refi Business Again Posts Solid Gains in October
GSE CRT Up Modestly, Investors Show Strong Demand
Ginnie Loan Removals Spike in 3Q24, VA Activity Leads
More Featured Data
Featured Reports
Top Mortgage Players: 2Q24 (PDF)
Mortgage Profitability Report 2Q24 (PDF)
Agency Channel Analysis: 3Q24 (PDF)
IMF Mortgage Directory: Full interactive database
More Latest Reports
Featured Poll
The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?
No. In fact, we’re still downsizing.
Yes, but only a few positions.
Yes, we’re expecting a boom!
No. We’re staffed just right.
View Results