Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» CFPB Rules May Have Driven Small Banks Out of Mortgages
Looking to read the full article? Subscribe today!
CFPB Rules May Have Driven Small Banks Out of Mortgages
January 4, 2021
Yemeng Yang
The FDIC’s community bank study shows that an unusually high percentage of small community banks reduced their residential holdings after the 2008 financial crisis. Reason: high compliance costs due to the large volume of new mortgage rules.
News
Inside the CFPB
Regulation
TRID
Ability to Repay
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
Complaints to CFPB Involving Mortgages Stand Out
Another Profit for Onity but Book Value Lags
GSE-Eligible Loans for Investment Properties Go Non-Agency
FoA’s Debt Move Draws Mixed Reviews From Fitch
More Imf News
Featured Data
Mortgage-Related Complaints Tick Up in Third Quarter
Large Nonbanks Continue to Dominate GSE Servicing
Agency MSR Transfers Slow in 3Q24, Freedom Splurges
FHA and VA Delinquencies Spike in Agency MBS
More Featured Data
Featured Reports
Agency Channel Analysis: 3Q24 (PDF)
IMF Mortgage Directory: Full interactive database
Agency Seller-Issuer Profile: 3Q24 (PDF)
GSE Repurchase Activity: Cumulative to Second Quarter 2024 (PDF Format)
More Latest Reports
Featured Poll
The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?
No. We’re staffed just right.
Yes, but only a few positions.
No. In fact, we’re still downsizing.
Yes, we’re expecting a boom!
View Results