Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» CFPB Sets QM Standards, Eliminates GSE ‘Patch’
Looking to read the full article? Subscribe today!
CFPB Sets QM Standards, Eliminates GSE ‘Patch’
December 11, 2020
Brandon Ivey
The Consumer Financial Protection Bureau late this week issued two final rules for qualified mortgages: One replaces the 43% debt-to-income ratio with a pricing threshold and the other creates a seasoned QM category.
Inside Nonconforming Markets
Originations
Jumbo
Non-QM
Expanded Credit
Portfolios
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
3Q24, The Best Quarter for Government Lending in Two-Plus Years
Trump Picks Former State Legislator, NFL Player Turner for HUD Chief
Growing: MSRs as a Percentage of Assets
Nation's 10th-Largest Lender Fuels Hildene MBS
More Imf News
Featured Data
Another Strong Quarter for Non-Agency MBS Issuance
Ginnie Refi Business Again Posts Solid Gains in October
GSE CRT Up Modestly, Investors Show Strong Demand
Ginnie Loan Removals Spike in 3Q24, VA Activity Leads
More Featured Data
Featured Reports
Top Mortgage Players: 2Q24 (PDF)
Mortgage Profitability Report 2Q24 (PDF)
Agency Channel Analysis: 3Q24 (PDF)
IMF Mortgage Directory: Full interactive database
More Latest Reports
Featured Poll
The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?
No. We’re staffed just right.
No. In fact, we’re still downsizing.
Yes, we’re expecting a boom!
Yes, but only a few positions.
View Results