A military veteran’s disability pension, a key underwriting factor for a VA loan, either can be service-connected or non-service-connected. A non-service-connected pension is for vets whose disability is unrelated to his time in the military. “It is permanent and total in nature and may not have been caused by their service to the military,” said Mark Jamison, loan production officer (LPO) with the VA’s Cleveland Regional Loan Center. A service-connected pension is for vets whose disability was a result of their military service, Jamison noted. If a vet is eligible for both a service-connected disability from VA and a non-service connected pension, he or she gets only the greater of the two amounts. Those eligible for a non-service connected pension include vets who were discharged from service for reasons other than dishonorable, and who served at least 90 days of active military service, one day of ...