The CFPB is now dedicating one third of its current staff to supervision, making it clear that exams will be a major focus this year. For many in the mortgage arena, that level of scrutiny will be a new experience – especially for nonbanks. But even for those who’ve been subject to federal examination for years or decades, the CFPB exam process will be, in some cases, like starting from scratch and the focus – on consumer impact rather than soundness of the entity – is altogether different. One area on the bureau’s short list is...