A looser version of Home Affordable Modification Program loan modifications launched last year is increasing in popularity with non-agency servicers. HAMP Tier 2 allows mods with a broad range of debt-to-income ratios along with rental properties and even vacant homes. Some 11,338 permanent Tier 2 non-agency mods were initiated during the third quarter of 2013, according to the Special Inspector General for the Troubled Asset Relief Program, compared with 10,215 traditional non-agency HAMP mods ... [Includes one data chart]