The bureau brought another aggressive enforcement action against a top credit card lender at the beginning of the month, requiring three American Express subsidiaries to refund an estimated $85.0 million to approximately 250,000 customers for allegedly illegal credit card practices. The settlement also requires the companies to pay a civil monetary penalty of $27.5 million, to be split by the CFPB, the Federal Deposit Insurance Corp., the Federal Reserve and the Office of the Comptroller of the Currency, and to change a number of their practices. According to the bureau ...