The Consumer Financial Protection Bureau has extended the comment period for proposed changes that would create a new, higher “all in” annual percentage rate calculation and establish a new high-cost mortgage coverage test. Comments on the changes were proposed July 9 along with extensive revisions to the Truth in Lending Act and the Real Estate Settlement Procedures Act rules and disclosures. In its July 9 notice, the CFPB requested comment on, among other things, proposed changes to Regulation Z (TILA) to implement amendments...