A number of lender trade groups suggested last week that federal regulators should establish standards for “qualified mortgages” for government loans that are separate from rules to be issued by the Consumer Financial Protection Bureau. The ability-to-repay rules were required by the Dodd-Frank Act. The FHA, VA, Department of Agriculture and Rural Housing Service can establish their own QM requirements in consultation with the CFPB. Before last week, there had been little discussion about separate QM standards for ...