OTS Revises Reg C Procedures. On Oct. 15, the OTS announced changes to its examination procedures to reflect new revisions to Regulation C reporting requirements for higher-priced mortgage loans (HPML) under the Home Mortgage Disclosure Act. Under the latest changes, lenders are required to establish procedures for collecting the rate spread between...
Moves by the Trump administration are disrupting the economy and the federal agencies that deal with the housing market. Bob Broeksmit, president and CEO of the MBA, isn’t sure how it’s all going to play out.
The 10-year Treasury rate is declining and the possibility of a recession is growing.
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