Ginnie Mae has simplified its minimum requirements for pool recertification and clarified the different recertification requirements for issues that do not have an executed representations-and-warranties agreement. “An approved R&W agreement permits an issuer’s custodian to recertify pools without receipt and review of security instruments, title policies, and intervening assignments,” said Ginnie Executive Vice President Michael Frenz. “In the normal course of business, however, R&W issuers must...