Lawmakers in the Empire State are pushing legislation that would toughen high cost mortgage regulations already considered too stiff by many lenders. If successful, the measure could make it considerably harder – and less profitable – to make many subprime mortgages in the state. Supporters say the bill, A07828, under consideration by the Assembly’s Ways and Means Committee would prevent predatory lenders from circumventing state regulations approved last year to curb abusive lending practices. The