Mortgage Bankers, B&C Lenders at Odds in NJ Mortgage bankers and subprime lenders are at odds about New Jersey’s predatory lending bill – and how aggressively the industry should push for changes to it. Some subprime lenders have already warned that they may curb their business in the Garden State when the law takes effect in November, and Standard & Poor’s and Fitch have announced that they won’t rate transactions that contain high-cost loans, and