Subprime lenders in particular could find themselves affected by military action related to the September 11 terrorist attacks. That’s because of a statute known as the Soldiers and Sailors Civil Relief Act. Basically, the SSCRA imposes a 6 percent cap on mortgage and consumer debts of certain military personnel on active duty. It also makes it more difficult to foreclose on mortgages by imposing a stay on enforcement. Foreclosure within three months of a return