Residential lenders tend to like the mortgage market in the state of New York because home values there have been steadily improving for years, especially in Manhattan and surrounding areas within a decent commuting distance to the city. But for nonbanks seeking licensing approvals for their loan officers, they would like nothing more than to tell state regulators to take a hike. According to interviews with mortgage executives and some of their attorneys, the Empire State is the pits when it comes to ...