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Ability to Repay

Castro Sails Smoothly Through Nomination Hearing

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QM Rule Remains Top Compliance Concern, Jury Still Out on its Effectiveness, Impact on Access to Credit

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Industry Groups Welcome CFPB’s Proposal for a Cure Period For QMs with Points and Fees that Exceed Allowable Limit

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FHFA Considering Implications for Changes To the GSEs’ G-Fees, Risk of Adverse Selection

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SEC Reportedly Relents on Downpayment, QM Reciprocity in Risk-Retention Rule

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Uncertainty Over Investor Criteria, Unintended Consequences Challenge Small Banks Selling QMs

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Mortgage Lenders Express Support For Proposed QM ‘Right to Cure’

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Lenders Flood into the Non-QM Space

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Non-QMs Currently a Niche Portfolio Product

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ATR’s Documentation Requirements Bite Lender

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ATR Litigation Expected to Be Limited

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VA Lenders Raise Concerns About Agency’s QM Rule

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