CFPB Brings $10 Million Enforcement Action Against Small-Dollar Lender Over Debt Collection Practices. The CFPB brought a $10 million enforcement action last month against EZCORP, Inc., a small-dollar lender based in Austin, TX, for allegedly engaging in illegal debt collection practices. The practices at issue included illegal visits to consumers at their homes and workplaces, empty threats of legal action, lying about consumers’ rights, and exposing consumers to bank fees through unlawful electronic withdrawals, according to