Member institutions of the Federal Home Loan Bank system had outstanding advances of $563.3 billion at Dec. 31, a quarterly increase of 4.0 percent, according to an analysis by Inside The GSEs. But, the year-over-year increase was greater with a 13.8 percent growth from the fourth quarter of 2015 when advances were at $495.0 billion. JP Morgan Chase continues to lead among borrowers with $79.5 billion worth in advances, the same as the previous quarter. Chase was followed by Wells Fargo, which reported $77.1 billion in advances, up 12.3 percent from the previous quarter. Wells had the largest quarterly advance increase among the top five borrowers.