Most of the discussion about lender relief from the compliance burdens under the Dodd-Frank Act has revolved around the Financial CHOICE Act sponsored by House Financial Services Committee Chairman Jeb Hensarling, R-TX. But the wheels are starting to move in the Senate Banking, Housing and Urban Affairs Committee, where Chairman Mike Crapo, R-ID, has begun receiving input from industry trade groups about the kind of changes they would like to see. The lion’s share of the industry’s concerns have to do with the mortgage rules promulgated by the Consumer Financial Protection Bureau, whether it’s the integrated disclosure rule, the ability-to-repay rule or the penchant the bureau seems to have for bypassing the public rulemaking process through the use of consent orders. The Mortgage Bankers Association urged...