Federal Housing Finance Agency Director Mel Watt reiterated his view this week that housing finance reform should fall in the hands of Congress, not the FHFA, and discussed the GSEs’ role in expanding access to credit.Speaking at the American Mortgage Conference in North Carolina, Watt followed up on points he made during last week’s Senate Housing, Banking and Urban Affairs Committee. “I drew a distinction between decisions we have made, and continue to make, as conservator and decisions Congress must make,” he said. Watt explained that decisions the FHFA has made during the conservatorship have “fundamentally reformed” the GSEs’ operations, practices and protocols.