While thousands of online companies are scrambling to meet the privacy notice deadline under the financial privacy disclosure requirements of the Gramm-Leach-Bliley Act, mortgage bankers face a different set of problems in legal compliance. The Gramm-Leach-Bliley financial services reform law that went into effect July 1 contains provisions that address the collection and sharing of nonpublic personal information with third parties. It requires firms to give consumers an opportunity to opt out of passing information