Security Atlantic, a lender that specializes in Alternative A mortgages, says it has gotten good results using a new Web-based system called VirtualLoanFolder. The program was created by PaperClip Software, a developer of integrated document management and paperless loan processing systems. VirtualLoanFolder offers borrowers, originators, service providers and lenders a paperless processing solution that includes conditions/trail document clearing, document management, workflow, and secure document delivery that can be integrated with their current hardware and