Recognizing the need for common defenses against potential mortgage servicing abuses, Reps. Bob Ney, R-OH and Paul Kanjorski, D-PA, and have proposed new measures under the Real Estate Settlement Procedures Act to curb bad servicing practices. The mortgage servicing provisions found in a bipartisan anti-predatory lending bill introduced by the two lawmakers in the House Financial Services Committee last week are not at all surprising, given the high number of complaints at the Department