If there was much activity in the potentially dangerous “high cost” mortgage market, it apparently wasn’t financed through capital market securitizations, according to a new study by Standard & Poor’s. The S&P study found that anti-predatory laws on the books in many states appear to have discouraged lenders from funneling capital market funds into high-cost loans, which have become riskier and more costly to originate and securitize. In fact, only 0.01 percent of the