With more lenders evaluating their mortgage origination strategies and staffing levels in light of fluctuating volume, Nexstar Financial has introduced a new system called NexChoice, which it calls the most flexible component outsourcing program in the mortgage industry. The program provides banks and financial services institutions with options for retaining or outsourcing specific components of the mortgage process, such as borrower acquisition, Internet origination, loan processing and underwriting, risk management, and post-closing and investor delivery.