The mortgage industry appeared to move a step closer toward uniform e-commerce standards after Fannie Mae recently agreed to use new data transmission sets for automated underwriting and, at some point, electronic mortgages. The agreement between the Mortgage Bankers Association of America and Fannie Mae puts the ball squarely in the court of the Mortgage Industry Standards Maintenance Organization. The MBA-founded group must come up with workable standards that Fannie Mae and Freddie Mac are