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Inside FHA/VA Lending

April 1, 2022

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Correspondents Gain Market Share in FHA/VA Lending

The correspondent share of government-insured mortgage originations increased modestly in 2021. Meanwhile, the retail and broker channels both lost some market share. (Includes data chart.) Read More

Biden Proposes Boosting HUD’s Budget for FY 2023

Seeking to further advance the Biden’s administration housing agenda, the White House’s proposed budget allocation includes $11.6 billion more for HUD in fiscal year 2023. Read More

FHA Outlines Its Role in Appraisal Bias Task Force

FHA will ensure appraisers have clear guidance on their antidiscrimination obligations under current laws, improve the processes for homeowners to seek revaluation and expand data sharing among agencies, among other plans. Read More

HUD Sets Goal to Boost First-Time Homeownership

HUD announced its goal to advance sustainable homeownership as part of its new fiscal 2022-2026 strategic action plan. Read More

USDA Loan Issuance Up in 2021, Down in Q4

Issuance of Ginnie MBS with USDA home loans increased by 3.8% last year compared to 2020 figures, with $25.78 billion in volume. (Includes two data charts.) Read More

Calls for FHA Premium Cuts Reemerge Post Budget Projections

The mortgage industry is once again clamoring for FHA to cut its mortgage insurance premiums or to at least offer clarity on its plans to address its overcapitalized Mutual Mortgage Insurance Fund. Read More

FHA Proposes 40-Year Loan Modification Option

HUD will accept public feedback on the proposal through May 31. Read More

OIG Continues to Find Flaws With FHA Flood Coverage

Borrowers with FHA loans don’t always have enough flood insurance, according to a recent report by HUD’s Office of Inspector General. Read More

Around the Industry

FHA issues clarification on reimbursement claims; MISMO seeks comments on a new dataset to support a VA certificate of eligibility form; HUD Office of Native American Programs to host virtual summit; HUD seeks nominations for Tribal Intergovernmental Advisory Committee. Read More

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