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Inside FHA/VA Lending

November 19, 2021

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FHA/VA Market Tilts Back to Mostly Purchase Lending

For the first time since late 2019, purchase-mortgage endorsements exceeded new refinance loans in the FHA/VA market. And FHA narrowed the gap between the two programs. (Includes three data charts.) Read More

Despite Strong MMIF, FHA Holds Off Lowering Premiums

While lenders contend lower FHA insurance premiums will help attract more borrowers, FHA wants to protect the resiliency of its program. (Includes data chart.) Read More

Private MI Industry Pleased With FHA’s Stance on Premiums

Private mortgage insurers, who compete with the FHA to a certain extent, applauded the agency’s “disciplined approach” to premium pricing and policies. Read More

FHA Outlines Plans to Expand Homeownership

FHA plans to take a multiprong approach to expanding homeownership among underserved communities as a way to address the racial wealth gap. Read More

FHA Updates Appraisers on Fair Housing Policy

In an effort to reinforce its commitment against racial bias in home valuations, FHA updated its general appraiser requirements. An interagency task force discussed the issue this week. Read More

FHA Consolidates Manufactured Home Lending Policies

FHA has released the first consolidation of polices to its Single-Family Title I Manufactured Home Loan Program in nearly 40 years. Read More

Bill Seeks to Extend VA Home Loans to WWII GI Heirs

Spouses and children of Black World War II veterans who were shut out of the VA home loan program would be eligible under new legislation introduced this month. Read More

VA Lenders Fete Borrowers and Employees Who Served

Veterans United Home Loans offered to pay off the mortgage of 11 borrowers as part of a Veterans Day promotion. Read More

Around the Industry

House passes Build Back Better bill; lenders can send electronic submissions of multifamily mortgage applications in the FHA Catalyst; HUD will sell multiple pools of vacant properties from FHA’s reverse mortgage program; FHA announces job openings; the USDA appoints new administrator to the RHS. Read More

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