| Inside Mortgage Finance

Sharp Decline in GNMA MBS Delinquency Rates in 1Q21

Ginnie Mae delinquency rates fell across the board during the first quarter of 2021, though still higher than a year ago. Solid growth in the VA market could not offset slumping FHA servicing. (Includes four data charts.) Read More

Secretary Fudge Blames HUD for Housing Inequality

The new HUD secretary said real estate agents also are complicit in creating the homeownership gap by undervaluing properties and not providing buyers the relevant information. Read More

HUD Moves to Restore 2013 Disparate-Impact Theory

The return of the Obama-era rule would acknowledge that there is no room for discrimination in housing. Read More

Prepayments Continue to Drive GNMA Removals

Freedom Mortgage removed $32.1 billion of home loans from Ginnie MBS during the first quarter, mostly due to borrower payoffs. (Includes data chart.) Read More

Rural Multifamily Lenders Launch New Trade Group

The new Rural Multifamily Lenders Council seeks to establish a clear line of communication with the USDA. Read More

VA Sends COVID-19 Partial Payment Program for Review

If the proposed COVID-19 partial claim payment program is implemented, veterans who use it could see a substantial rise in their monthly payment, according to industry trade groups. Read More

All Aboard, the Next Stop for Genworth MI is an IPO

The IPO news comes less than two weeks after Genworth nixed its years-long merger agreement with China Oceanwide Holdings Group. Read More

Loans in Forbearance Decline for Seventh Straight Week

According to Black Knight, 435,000 loans in COVID-19 forbearance will expire in May and a whopping 890,000 in June. Read More

Effectual Wins $140M Cloud Services Contract with Ginnie

The New Jersey-based company will help modernize Ginnie Mae’s platform to provide enhanced security, monitoring and service delivery across its entire application portfolio. Read More

Around the Industry

National Guard members now eligible for VA home loan program; FHA updates Single-Family Housing Policy Handbook; former FHA official Gormley moves to RoundPoint Mortgage; ReverseVision CEO joins NRMLA board. Read More

Inside FHA/VA Lending

April 23, 2021

View Archived Issues

Sharp Decline in GNMA MBS Delinquency Rates in 1Q21

Secretary Fudge Blames HUD for Housing Inequality

HUD Moves to Restore 2013 Disparate-Impact Theory

Prepayments Continue to Drive GNMA Removals

Rural Multifamily Lenders Launch New Trade Group

VA Sends COVID-19 Partial Payment Program for Review

All Aboard, the Next Stop for Genworth MI is an IPO

Loans in Forbearance Decline for Seventh Straight Week

Effectual Wins $140M Cloud Services Contract with Ginnie

Around the Industry

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Inside FHA/VA Lending

April 23, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?